Financial Disclaimer

Effective Date: January 31, 2022

1. General Information

The information provided by VT Consulting Group, a subsidiary of Vina Tsai Holdings Ltd. (the “Company”) on its website, marketing materials, reports, consultations, or any other form of communication (collectively, the “Content”) is for general informational and educational purposes only. The Content should not be interpreted as financial, investment, legal, accounting, or tax advice.

By accessing or using the Company’s services, you acknowledge that you have read, understood, and agreed to the terms outlined in this Financial Disclaimer and that you bear full responsibility for any decisions made based on the information provided.

2. No Financial, Investment, or Legal Advice

The Company is not a registered financial institution, securities dealer, exempt market dealer, investment adviser, portfolio manager, financial planner, or legal professional under the British Columbia Securities Commission (BCSC), the BC Financial Services Authority (BCFSA), the Investment Industry Regulatory Organization of Canada (IIROC), or any other regulatory authority in British Columbia or Canada.

The Content provided does not constitute:

  • An offer to buy, sell, or subscribe to any securities or financial products.
  • A solicitation for investment or financial transactions.
  • A recommendation or endorsement of any specific investment, security, strategy, or financial product.
  • Legal, accounting, or tax advice in any form.

Any financial or investment decisions made based on the Content are solely at the user’s discretion and risk. The Company strongly recommends that individuals consult a licensed financial professional, securities lawyer, accountant, or tax advisor before making any financial or investment decisions.

3. Limitations of Liability

The Company, its directors, officers, employees, contractors, affiliates, and representatives expressly disclaim any liability for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages that may arise from:

  • The use of or reliance on the Content.
  • Any loss or damages resulting from financial or investment decisions.
  • Market fluctuations, economic conditions, regulatory changes, or other external factors affecting investments or businesses.

Under no circumstances shall the Company be held responsible for any financial loss or damages resulting from reliance on its Content or services. You assume full responsibility for any decisions made based on the Content provided.

4. No Endorsements or Guarantees

The Company does not guarantee the accuracy, completeness, reliability, or timeliness of the information provided. While we strive to ensure that our Content is up-to-date and based on reputable sources, we do not warrant that all information will be free from errors or omissions.

Furthermore:

  • Past performance is not indicative of future results. The financial and investment landscape is highly volatile and subject to change.
  • Any third-party references, links, or endorsements within our Content are for informational purposes only. The Company does not verify or endorse third-party services and is not responsible for their content, policies, or business practices.

5. Regulatory Compliance & Restricted Activities

The Company operates within the limits of applicable laws and regulations in British Columbia, Canada. We do not engage in activities that require regulatory licensing or registration, including but not limited to:

  • Selling or trading securities on behalf of clients.
  • Acting as an intermediary in capital raising or investor relations without proper registration.
  • Providing regulated financial advisory services.
  • Facilitating or negotiating real estate financing transactions that require licensing.

Any person or entity engaging in activities that require Exempt Market Dealer (EMD) registration, financial advisory licensing, mortgage brokerage licensing, or securities registration under the BCSC or BCFSA must ensure compliance with applicable laws.

6. User Responsibility & Indemnification

By using the Company’s Content or services, you agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents, and representatives from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

  • Your reliance on the Content.
  • Any financial, investment, or business decisions made based on the Content.
  • Any breach of applicable laws, regulations, or agreements.

7. Changes to Disclaimer

The Company reserves the right to modify or update this Financial Disclaimer at any time without prior notice. Users are encouraged to review this disclaimer periodically to ensure awareness of any changes.

8. Contact Information

For any questions or concerns regarding this Financial Disclaimer or regulatory compliance, please contact: